• Added Book Transactions V3 endpoint.
• Added Decline Transactions V3 endpoint.
• Added status filter to Retrieve Transactions V2.

✍️ Description

The release of Retrieve Accounts V3 and Retrieve Account by ID V3 provides two main improvements over the existing Accounts V2 endpoint;

• Normalization of balance types - Bud is now normalizing the balance types that we receive upon ingestion into either booked or pending making it easier for you to know what should be displayed to your customers.
• Normalization of credit lines - Bud is normalizing credit lines that we receive upon ingestion so that the limit displayed is always the total credit limit/overdraft amount of the account.

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Please note, with the release of Accounts V3, we have also added a deprecation notice of 1st April 2025 for Retrieve Accounts V2 and Retrieve Account By ID V2

📘 Guides

• More information about the account response can be found in our updated Accounts Object guide.
• Various other guides have also been updated to reference Accounts V3 instead of Accounts V2.

• Added result field to Retrieve Ingestion Task Status V3 endpoint response.

• Deprecated Retrieve Accounts V2 endpoint.
• Deprecated Retrieve Accounts By ID V2 endpoint.

• Added Retrieve Accounts V3 endpoint.
• Added Retrieve Accounts By ID V3 endpoint.

• Add status field to Ingest Transactions V2 on application/bud-transaction-v3+json format.

• Added Income Expenditure Report Insight Beta endpoint.
• Added Income Expenditure Report Insight Transactions Beta endpoint.
• Added Income Health Insight Report Beta endpoint.
• Added Income Health Report Insight Transactions Beta endpoint.
• Added Unauthorised Overdraft Insight Report Beta endpoint.
• Added Unauthorised Overdraft Insight Report Transactions Beta endpoint.
• Added Merchant Report Insight Beta endpoint.
• Added Merchant Report Insight Transactions Beta endpoint.

• Added new Correction Merchant Search endpoint under Correct Financial Data.
• Added new Correct Transaction Merchant endpoint under Correct Financial Data.

• Added website field to merchant field in enrichments field in Retrieve Transactions V2.
• Added website field to processor field in enrichments field in Retrieve Transactions V2.

• Added a new Correct Financial Data section within FINANCIAL DATA API.
• Relocated Correct Transaction Categories V2 endpoint to Correct Financial Data from Manage Financial Data.
• Added new Similar Transactions endpoint under Correct Financial Data.
• Added new Similar Transactions Including Merchants endpoint under Correct Financial Data.