• Add suggested_description and suggested_logo field to Retrieve Transactions V2 endpoint response.
• Add suggested_description and suggested_logo field to Ingest Transactions V2 endpoint sync response.
• Extend status enum with declined for Ingest Transactions V2 endpoint sync response.
• Extend status description for when declined is returned for Retrieve Transactions V2 endpoint response.

• Add X-Bud-Categorisation-Model header to Ingest Transactions V2 endpoint.

• Fixed operation ID for Retrieve Accounts By ID V3 endpoint

• Added settlement (book and decline) route enums for Retrieve Ingestion Task Status V2 and Retrieve Ingestion Task Status V3 endpoint responses.

• Added Book Transactions V3 endpoint.
• Added Decline Transactions V3 endpoint.
• Added status filter to Retrieve Transactions V2.

✍️ Description

The release of Retrieve Accounts V3 and Retrieve Account by ID V3 provides two main improvements over the existing Accounts V2 endpoint;

• Normalization of balance types - Bud is now normalizing the balance types that we receive upon ingestion into either booked or pending making it easier for you to know what should be displayed to your customers.
• Normalization of credit lines - Bud is normalizing credit lines that we receive upon ingestion so that the limit displayed is always the total credit limit/overdraft amount of the account.

🚧

Please note, with the release of Accounts V3, we have also added a deprecation notice of 1st April 2025 for Retrieve Accounts V2 and Retrieve Account By ID V2

📘 Guides

• More information about the account response can be found in our updated Accounts Object guide.
• Various other guides have also been updated to reference Accounts V3 instead of Accounts V2.

• Added result field to Retrieve Ingestion Task Status V3 endpoint response.

• Deprecated Retrieve Accounts V2 endpoint.
• Deprecated Retrieve Accounts By ID V2 endpoint.

• Added Retrieve Accounts V3 endpoint.
• Added Retrieve Accounts By ID V3 endpoint.

• Add status field to Ingest Transactions V2 on application/bud-transaction-v3+json format.