Intro to Connect

Connect: Bud's Open Banking aggregation flow

Connect is a set of APIs wrapped up as a plug-and-play product that allows your customers to connect their bank accounts and financial data easily. You’ll be able to:

• list open banking providers;
• create an Open Banking connection;
• refresh the connection; and
• manage consent;

Connect enables you to:

• Get Open Banking coverage for 800+ US banks.
• Aggregate data from different bank accounts for the same Customer
• Get started quickly with its turnkey design

Connect is the foundation for collecting customer data. It can be used with other Bud products to act on the data and suit your use case, such as creating PFM solutions or informing affordability calculations.

If you think your app could benefit from a more native experience, contact a member of our account management team.

The Bud Connect journey

The steps below show which endpoints are used to connect a customer’s financial data via our Connect (Open Banking) APIs.

1. The journey begins when a customer wants to connect their bank account
2. The client will call POST /v3/customers to create a customer
3. Then, call POST /v2/open-banking/authorisation-gateway-url to generate a link for the customer to access Bud Connect
4. The customer completes Bud Connect and connects their bank account(s)
5. Bud receives data from the bank and then enriches, encrypts, and stores it against the created customer
6. The client calls GET /financial/v2/accounts and GET /financial/v2/transactions to access the customer's data

Configuring the Bud Connect journey

Using Bud Connect allows you to customize the screens of the customer journey to suit your use case. Configurations include:

• Filtering providers to connect
• Showing an account summary
• Options to connect more accounts
• Options to manage the customer consents and revoke them
• Allowing customers to download a copy of the data that they’re sharing

Learn more about configurations ->

Customizing the User Interface

You can add your branding to the Bud Connect screens to create continuity throughout your user's journey. There is a set list of criteria you are able to change; these are:

• Company name
• Company logo
• Primary brand color
• Secondary brand color

After you provide us with your brand colors, we’ll create a WCAG 2.0 AA-compliant theme for your version of Bud Connect.

Get the most out of Connect

We’ve provided some guidance on best practices for helping your end-users realize the value of connecting their accounts through Open Banking.

Learn about best practices ->

Bud’s coverage

You can take a look at the banking providers and accounts you’ll be able to connect to with Bud here We keep this page up-to-date with new providers when they become available.

Ready to start building with Connect?

Complete these steps to start calling Bud API endpoints. Already set up on the Bud platform? Learn how to integrate Bud’s Connect flow.

If you have any questions, please contact us via the chatbot (bottom-right of screen 👉) or via a support request or check our FAQs.