Spending Analysis Widget

The Spending Analysis feature provides customers with insights into their spending over time, breaking it down by amount spent per period, merchant, and category totals.

How it works

Navigation

Select the tab you’d like to view. Spending analysis is divided into three areas:

• Summary (/spending-analysis/summary) -An overview of spending per period, including sub-period breakdowns and distribution between essential vs. non-essential spend.
• Merchants (/spending-analysis/merchants) - A ranked list of amount spent per merchant.
• Categories (/spending-analysis/categories) - A ranked list of amount spent per category.

Spending Over Time

The spending graph is fully interactive. Users can hover over different sections of the graph or select columns to view the balance for a specific date.

Switching Between Timeframes

Use the dropdown menu to choose from the following time periods:

• Weekly
• Monthly
• Yearly

Customization

The following customizations can be applied, by appending search parameters to the generated URL:

• timeframe
  • The range of data available in the view, determining the increments the navigation back/forth can be made
  • Possible options are week, month and year
  • For example, https://widgets.thisisbud.com/spending-analysis/summary?token=an-example-token&timeframe=year
• to
  • An ISO 8601 date time string within the desired month determines which month is currently viewed if the timeframe is set to month
  • To set the calendar to default to February 2025 we could set the month to 2025-02-01T00:00:00
  • For example https://widgets.thisisbud.com/spending-analysis?token=an-example-token&timeframe=month&to=2025-02-01:00:00Z
• tab
  • By default, the URL generated will take the customer to the Summary tab
  • This can be overridden by specifying the name of the tab merchantsor categories
  • For example https://widgets.thisisbud.com/spending-analysis/merchants?token=an-example-token
• enable_accounts_filter
  • Enables account filtering by a list of the customers account
  • For example https://widgets.thisisbud.com/spending-analysis?token=an-example-token&enable_accounts_filter
• enable_user_preferences_sync
  • Syncs account selection across widgets. The value you set controls whether the widget both sends and receives selections, or only receives them
  • (no value) = Two-way sync. Selecting accounts in this widget updates every other widget that has the parameter. Selections made in those widgets also update this one
    • https://widgets.thisisbud.com/spending-analysis?token=an-example-token&enable_user_preferences_sync
  • receive_only = Sub-filters. Selections in other widgets filter the accounts shown here. Changes made within this widget are not sent to other widgets
    • https://widgets.thisisbud.com/spending-analysis?token=an-example-token&enable_user_preferences_sync=receive_only
    • Use receive_only when this widget should follow the account selection made elsewhere, for example when your application has a global account filter and you want to sub-filter only on this widget

If you have any questions, please contact us via the chatbot (bottom-right of screen 👉) or via a support request or check our FAQs.